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Did You Know?

Did you know that more than two-fifths (42 percent) of African Americans surveyed in a October-November 2005 Joint Center survey expect that their own retirement savings and investments will be their major source of income in retirement? However, only 51 percent have any money in savings accounts, certificates of deposit, or money market funds. Furthermore, only 16 percent have money invested in bonds, only 31 percent have investments in stocks or mutual fund shares, and only 24 percent have an IRA or Keogh plan